Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®

Ep 17: Bad-Timing Risk: Retirement Income Planning Series - Part 2

We continue on with the series by discussing a lesser known type of risk called bad-timing risk. What happens when you retire into a bad period in the market? How can a few years of negative returns affect the outcome of your retirement?
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 16: Retirement Income Planning Series - Part 1

For many people, one of the biggest fears going into retirement is where money will come from when you're no longer receiving a paycheck. That's why creating a retirement income plan is so essential. Join us as we go over the basic strategies for building a retirement income plan on this first episode of the new series.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 15: Integrated Advice Is Better Advice

When it comes to building a holistic retirement plan, all of the individual pieces should be working together harmoniously, whether that's planning, investing, or taxes. Let's talk about why integrated advice is often hard to come by, and why it's crucial to building a successful retirement plan.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 14: Long-Term Return Expectations

You've likely heard that making short-term predictions about the market is just about impossible, but what about long-term predictions? Can experts accurately anticipate what will happen over the next 10 years? Kevin discusses a recent Morningstar article by Christine Benz about what you can take away from long-term stock and bond return predictions.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 13: Beating Up On Variable Annuities

If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a variable annuity, and why is it almost like a four-letter word to so many in the retirement community? Kevin will give you the details on what these annuities do, what you should look out for, and if there ever truly is a reason you would want to invest in one.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 12: Behind The Curtain Of Annuities And Free Steak Dinners

Have you ever received an invitation to attend a steak dinner seminar event to learn about a financial product? Were you pitched an annuity? This is a popular phenomenon in the financial advising world and it's one that drives Kevin a little crazy. Join us on this episode as we take a peek behind the annuity curtain and talk about what's really happening at these free steak dinners.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 11: Not Resolutions - Set Goals The Right Way To Start The New Year

People struggle to keep their New Year's Resolutions. Instead, let's talk about what real goal setting looks like. Kevin will share some tips he's picked up from various coaches over the years that have proved fruitful in his own life and talk about how you can apply them going into the new year.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 10: Rules Gone Awry - A Lower Tax Bracket Part 2

Time for part 2 of our conversation on the retirement rule gone awry that you'll be in a lower tax bracket at retirement. On this episode, we'll showcase a scenario where following this rule really puts you off track.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 9: Rules Gone Awry - A Lower Tax Bracket Part 1

Let's continue our series on breaking down some of the retirement "rules" that have gone awry. This week, we'll begin a two-part series on the retirement rule that you should plan to be in a lower tax bracket in retirement. Is that really true? Listen to this week's podcast to find out.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 8: Exorbitant Health Care Costs

In this episode, Kevin turns the tables on a handful of common misconceptions about health care costs in retirement. Find out the truth about what health coverage and long-term care actually might cost and how you can factor them into your overall retirement plan.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/