Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®

Ep 22: Will Social Security Be There For Me?

Social Security’s future solvency is a regular discussion point when considering your retirement planning. Simply put: can you rely on receiving what is shown on your Social Security statement? Tune in to hear the latest nuggets from the 2019 Social Security Trustee’s report – he read it so you don’t have to – and what Kevin believes to be the most likely reforms.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 21: The Story of Jane

Jane is in her mid 60s. She recently inherited money from her father and is soon to be getting remarried. She had two advisors – her own and now dad’s advisor – but didn’t have the clarity and confidence she felt she needed around her money and these big life transitions. Listen to Kevin share her story as she considered what she really wanted from a relationship with an advisor and wrestled with whether she had the type of financial situation to justify paying an advisor for help.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 20: Are Guarantees Worth It? Retirement Income Planning Series - Part 5

When choosing investment vehicles, for many people the most important factor is the guarantee that they'll receive a certain amount of income across their lifetime. But what exactly will that guarantee cost you? We'll find out on the fifth and final episode in the Retirement Income Planning Series.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 19: Dynamic Strategy: Retirement Income Planning Series - Part 4

When building a financial plan that's based around investing, it's important to take into account a handful of dynamic elements that will likely vary quite a bit throughout your retirement. Tune in to our fourth installment of the series to hear how you can organize your plan around dynamic market expectations, dynamic allocations, and dynamic spending.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 18: Total Return Portfolio: Retirement Income Planning Series - Part 3

If you're taking a probability-based approach to investing as we discussed in the first part of this series, you'll need to build a strategy for how to most efficiently invest your savings to provide an income throughout retirement. That's where the Total Return Portfolio comes into play.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 17: Bad-Timing Risk: Retirement Income Planning Series - Part 2

We continue on with the series by discussing a lesser known type of risk called bad-timing risk. What happens when you retire into a bad period in the market? How can a few years of negative returns affect the outcome of your retirement?
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 16: Retirement Income Planning Series - Part 1

For many people, one of the biggest fears going into retirement is where money will come from when you're no longer receiving a paycheck. That's why creating a retirement income plan is so essential. Join us as we go over the basic strategies for building a retirement income plan on this first episode of the new series.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 15: Integrated Advice Is Better Advice

When it comes to building a holistic retirement plan, all of the individual pieces should be working together harmoniously, whether that's planning, investing, or taxes. Let's talk about why integrated advice is often hard to come by, and why it's crucial to building a successful retirement plan.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 14: Long-Term Return Expectations

You've likely heard that making short-term predictions about the market is just about impossible, but what about long-term predictions? Can experts accurately anticipate what will happen over the next 10 years? Kevin discusses a recent Morningstar article by Christine Benz about what you can take away from long-term stock and bond return predictions.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/

Ep 13: Beating Up On Variable Annuities

If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a variable annuity, and why is it almost like a four-letter word to so many in the retirement community? Kevin will give you the details on what these annuities do, what you should look out for, and if there ever truly is a reason you would want to invest in one.
For more about True Wealth Design, visit: http://www.truewealthdesign.com/